Plumbing Services Gateshead: Ensuite shower installation & emergency plumbing repairs

Electrical Services Gateshead: Rewiring property and installing new sockets

Gateshead Driveways & Paving: hard landscaping, concrete driveways and block paving

Painting & Wallpaper Hanging: Ceiling painting, wallpaper hanging and decorative effects Gateshead

Floor Tiles & Wall Tiles Gateshead: Kitchen & Bathroom Tiles Fitted for walls and floors expertly fitted

Building Services Gateshead: for extensions, loft conversions, home maintenance & renovation tasks

Custom storage, bespoke kitchens and maintenance joinery: Door hanging, skirting board fitting and general joinery

Gateshead Fitted Kitchens & Bathrooms: Complete installation of units, water and electrical services, tiling

Gateshead Plastering: Ceiling and wall plastering,stud walls built, external rendering, patch repairs

Gateshead Wall Mounted Television Installation: 3D TV, HDTV and Digital TV, Aerial & Satellite Fitting

Combi Boilers Gateshead: instant hot water and on-demand central heating systems

Roofers Gateshead Roof repairs, roof tiles stripped and replaced, dormer windows fitted, chimney repointing

Flooring Gateshead all kinds of flooring materials layed & fitted

Gardener Gateshead for garden maintenance and landscaping projects

Windows & Doors Replacment window frames, glazing units and doors

Locksmith Gateshead Replacment door and window security locks

Drain Cleaning Gateshead clearing blocked drains and checking drainage pipes for cracks

UK Motorhome Hire Rent a camper van or motorhome near Gateshead

car washing, waxing & valeting Gateshead: Vehicle cleaning inside and out

Conveyancing - Gateshead Home & Property Sales

Buyers and Sellers: Conveyancing describes the steps involved in transferring property ownership from the current owner (seller) and future owner (buyer) and involves several steps:

• Appointment of Conveyancer/Solicitor & Pre-Contract Stage
• Contract Exchange
• Pre-Completion
• Completion
• Post-Completion

Making an Offer to Purchase a Property

Property purchase Gateshead Once a purchase offer is accepted; contracts will be prepared to transfer ownership and terms of sale are negotiable; buyers may need to make a sum of money available in advance to make any conveyancing payments

Sale Contract contents vary slightly and usually contain information relating to:

• Property boundaries
• Included fixtures and fittings e.g. carpets, light fittings, kitchen units
• Sale price of property
• Legal Restrictions and Rights: presence of public footpaths, restrictions or rules of property use
• Planning information and restrictions in place
• Description of Services: water, gas, electricity, drainage
• Completion Date

Property History and Research

Buyer beware: Before you agree terms then sign and exchange contracts you should find out about the property; in this respect, the seller does not have to tell you about problems with the property, neighbourhood and land even though the seller should be truthfull when answering any questions

Title Check: Ensuring seller's ownership of the property and thus legallity to sell

Neighbourhood Planning: Consulting local authorities about planned works such as roadworks, property developments etc that may negativelly (or positively) impact the property

Mine Workings: Additional searches may be required to discover subterranean mine workings in mining areas

Mortgage Offers

Home loans: If the buyer requires a mortgage to purchase the property then a formal mortgage offer from the chosen lending company - the maximum mortgage sum available will depend on a valuation survey

Property Valuation Survey

Mortgage lenders need to ensure they will be able to recoup their loan if anything goes wrong and thus require a minimum valuation survey and will use this to calculate maximum loan values

Structural Survey

Property Inspection: It is always prudent to have an independant property survey to help minimise purchase risk and ensure there are no hidden repair costs associated with the purchase: Subsidence, dry rot, corroded wall ties, collapsed drains, out of date wiring are just a few of the potential problems that may not be found in valuation surveys and can require several thousand pounds to rectify

Property Insurance

Minimising risk: Once deposits are paid, contracts are agreed and exchanged then the new owner will become responsible for the property and should ensure appropriate insurance is in place

Exchange of Contracts

Paying Deposits: Once contracts are exchanged the purchase-sale is legally binding and neither party can withdraw without paying compensation to the other party; buyers usually pay a 10% deposit at this time

After Exchanging Contracts

Land Registry: Before completion, a few other elements will need to be finalised such as: mortgage documents to ensure funds are transferred on behalf of the seller, transfer of ownership, land registry checks

Agreed Conditions: Buyers may purchase on the condition that certain repairs have been carried out and these will be confirmed prior to completion, a fixtures and fittings list may also be checked and confirmed

Completion

Funds Transfer: Once all post exchange tasks are confirmed a completion date will be agreed for the transfer of the remaining funds from buyer/mortgage lender to seller

Property Ownership: On the completion date keys will be handed over to the new owner and legal documents proving ownership will be released

After Completion

Stamp Duty: The new owner's details will be submitted to the Land Registry and and any Stamp Duty or Land Tax will need to be paid

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